Coins.ph taps Clear Junction to strengthen European payment infrastructure

Clear Junction has partnered with Philippine fintech and crypto platform Coins.ph to strengthen the latter's expansion into Europe, providing payment infrastructure designed to support cross-border remittances, corporate payments and financial institution clients.

The partnership will see Clear Junction provide Coins.ph with named virtual International Bank Account Numbers (IBANs), alongside access to EUR and GBP payment rails, giving the company a scalable infrastructure layer as it grows its presence across the European corridor.

Founded in 2014, Coins.ph has evolved from a crypto-native payments platform into a broader financial infrastructure provider serving more than five million verified users. The company now offers payments, remittances and digital wallet services while expanding its corporate and institutional business across markets including Thailand, Australia, Brazil and Mauritius.

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Europe has emerged as an increasingly important market for the company, particularly for remittance collections and disbursements. To support that growth, Coins.ph sought a European infrastructure partner capable of providing local payment rail access, named virtual accounts for corporate clients and the operational capabilities needed to support regulated cross-border financial services.

Following an evaluation of several EU-licensed electronic money institutions and banking partners, Coins.ph selected Clear Junction based on its payment rail coverage, technical capabilities, operational maturity and experience supporting financial services firms operating across high-volume international corridors.

Under the agreement, Coins.ph will use Clear Junction's infrastructure to facilitate EUR and GBP collections and disbursements. The offering includes named virtual IBAN issuance for corporate customers, access to SEPA Credit and SEPA Instant for euro transactions, Faster Payments for sterling transfers, and Clear Junction's internal settlement network for transactions within its ecosystem.

The infrastructure is expected to improve payment attribution for corporate clients through named account structures while supporting local collections and disbursements across key European payment networks. The unified framework also enables the wider Coins.ph group to manage its European payment operations more efficiently.

"Clear Junction gives us the European payment infrastructure we need as our international business continues to grow. Through the partnership, we can support named account structures, local payment rail access and a clearer operating framework for our corporate and financial institution clients," said Wei Zhou, CEO of Coins.ph.

For Clear Junction, the partnership reflects increasing demand from fintechs and regulated financial institutions seeking enterprise-grade payment infrastructure that bridges traditional finance and digital assets.

"Coins.ph is the kind of international financial services group Clear Junction is built to support: ambitious, operationally sophisticated and focused on long-term growth," said Olga Mackintosh, chief commercial officer at Clear Junction.

"As its European corridor activity expands, our role is to provide reliable EUR and GBP payment infrastructure, and named account capabilities within a disciplined, compliance-first framework. This partnership reflects growing demand from global fintechs, remittance providers and financial institutions for scalable accounts and payment infrastructure."

The partnership also supports Coins.ph's broader strategy of building a global money movement platform that combines stablecoin-powered settlement with local payment rails. Beyond payments and remittances, the company is expanding into services including foreign exchange, digital assets, cards, credit, investments and treasury solutions.

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